There’s every reason in the world to shop online. The bargains are there. The selection is mind-boggling. The shopping is secure. Shipping is fast. Even returns are easy, with the right e-tailers. Shopping has never been easier or more convenient for consumers.
Beside all these advantages a big disadvantage is that when online transaction is done. So you just need to know how to keep your information safe. Especially when providing personal information when shopping online.
Follow these steps to keep yourself safe from identity theft.
Trust your gut:
Don’t shop at stores online that give you a bad feeling and appear shady. If you feel the site asking too much personal information, just quit the transaction and leave the site.
Be extra careful when you are in mobile:
Smartphone do everything a computer do nowadays but that doesn’t mean they are as protected against threats. Most phones have not anti-virus software so it’s easier for criminals to get malware and could steal information you enter. There may be a chance your phone being stolen. So make sure it’s password protected so any information on it isn’t easily accessed.
Anytime you enter personal information using a public network,come close to identity theft. Most Wi-Fi hotspots don’t encrypt your data so its easy for hackers to pick up your information if he has right software. If you enter information that is vulnerable then wait until go home to your protected internet.
To use credit card is really the only smart way to shop online. If you use a credit card, the card companies reimburse you for fraudulent charges under the Fair Credit Billing Act. But they can’t always catch. So it’s up to you to keep an eye on your statements. If you see something false just contact your credit card company to dispute the charge and get a new card.
If possible use virtual credit card number that allows to shop online without exposing real account number. In this way you minimize the damage since the number will expire relatively quickly. And has a lower maximum spending amount and your real credit card number is still secret.
If you really want to keep your information safe while shopping online, it’s essential to mix up account passwords every three to six months. You also make sure that you don’t have the same password across all your accounts, since that makes them all vulnerable if one is hacked.
If you’re going to make online shopping purchases, though, is HTTPS. The added “S” means that the way your information is being sent is secure. HTTPS using SSL, or Secure Sockets Layer, which encrypts the information flying through the wires so that only the intended recipient can see it. If you’re considering buying from a site whose URL starts with HTTP, be careful with the information you share.
If you get an email from a site where you shopped before, make sure not follow the links and don’t provide any financial or personal information the email requests. Real sites won’t ask for important information over email. If have any doubts about an email’s authenticity, go to the company’s website and get in contact with them.
Each version of Internet browser gets a boost in security. Older browsers often have holes in their security that hackers have discovered and can exploit. Updates will keep you ahead of would-be identity thieves and keep your credit safe.